Real estate appraisal services for homeowners in the city of Springfield and Fairfax County
See the top 7 reasons VA homeowners use Diane Beachy:
Own a house in or near Springfield, VA and need help determining the price of it?
At Diane Beachy, we understand the unique needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. Being a homeowner that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Need to remove PMI?
An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We're qualified in helping customers just like you rid themselves of unnecessary PMI insurance.
Challenging a property tax assessment
Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Diane Beachy is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Diane Beachy can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Diane Beachy offers field reviews where we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.